Calculate How Much Money You Need To Retire In India

Plan your journey to financial independence and retire early with our expert tools and real-world strategies tailored for Indian investors. Get started with our powerful FIRE calculator and learn how to retire early with confidence.

🔥 FIRE Calculator

Determine exactly how much money you need to achieve financial independence and retire early in India based on your lifestyle and inflation expectations.

📈 SWR Calculator

Know your Sustainable Withdrawal rate, calculate how long will your investments last on a given withdrawal rate and return rate

💰 Scenario planner

Experiment how to optimize your spending and increase your savings rate to reach your FIRE goal faster while living well.

Frequently Asked Questions

What is FIRE (Financial Independence, Retire Early)?

FIRE is a financial movement focused on saving and investing aggressively to achieve financial independence and retire much earlier than traditional retirement age. In the Indian context, it involves creating passive income streams that can support your lifestyle without needing employment income.

How much money do I need to retire in India?

The amount needed varies based on your desired lifestyle, location in India, inflation expectations, and withdrawal strategy. Most FIRE planners use the 4% rule as a starting point, meaning you need approximately 25 times your annual expenses. Our FIRE calculator helps you determine your specific number.

What investment options are best for FIRE in India?

A diversified portfolio typically includes equity mutual funds, index funds, PPF, EPF, NPS, real estate, and fixed income instruments. The ideal mix depends on your risk tolerance, time horizon, and financial goals.